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What is an Easy Payday Loan?

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When people look for an easy payday loan, they generally mean two things: they want a payday loan that is simple to qualify for and that doesn't have a great deal of requirements to apply and get the loan. Most borrowers also refer to an easy payday loan as a loan which allows them to get their money quickly.

What is an Easy Payday Loan

There are two main sources to get an easy payday loan: in person in a payday loan store, or online. Generally, an in person loan is an easier payday loan since you can deliver the required documents directly to the store, apply and get approved immediately and in some cases leave with your cash right away.

To get an easy payday loan from a lender in store, no credit check is usually required. Instead, you only have to prove you are employed. You can do this with pay stubs from your last paycheck. You then request the amount you need to borrow and you either write a post dated check for the amount borrowed plus any fees, or you provide the lender with access to and permission to debit the money owed from your bank account. You are given the money immediately in many cases, and you have a week or two to pay it back depending on how long you requested the loan for and when you get paid. The lender can then cash your check or debit your bank account on the day the loan is due so you don't even have to go back to the store (although you can if you want to pay via a different method such as paying cash, or if you need to renew your loan for another week or two by paying another fee).

It is also possible to get an easy payday loan online. Some online lenders require you to fax in information, such as pay stubs, which can slow the process down and make getting the loan less simple. Others, however, aim to provide an easy payday loan experience 24 hours a day. These lenders offer "faxless" online payday loans, which means no faxing of personal or identifying information is required. Instead, you just provide your name, email address, bank information and a listed phone number. Your loan can be approved and the money deposited within a few hours, making this online payday loan an easy payday loan and a great option if you need the money and don't live near a local payday lender.

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