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Saving Money on an Auto Collision Repair

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There is nothing fun about dealing with an auto collision repair. Of course, the inconvenience of taking your vehicle into the shop and potentially being without transportation for a few days is enough to cause a splitting headache following a collision. However, it's really the cost of the repairs that make auto repairs so infuriating. Keep reading to learn how you can reduce costs and save money on your next auto collision repair:

Talk to Your Insurance Provider

The whole point of having car insurance is the benefit of receiving payment assistance in the event of an accident. Hopefully, you have an insurance plan with a low deductible. If the accident was your fault, then the addition of collision coverage may also dramatically reduce your out-of-pocket costs. Regardless of your level of coverage, it is always a good idea to discuss payment-saving options with your insurance provider.

One way in which your insurance provider can help is by suggesting a pre-approved collision repair center. Oftentimes, insurance companies sign special partnership contracts with in-network body shops that results in deep discounts. Additionally, perks such as free rental cars may also be available when selecting an insurance-approved repair center.

Get Several Estimates

Before settling on a particular collision center, it is recommended that you receive estimates from several competing auto shops. This will help you compare pricing and find the auto shop that offers the best value. For proper comparison, be sure to ask for a detailed estimate in writing from each shop that itemizes all costs associated to the final bill.

If your vehicle is inoperable, then it may be difficult to receive estimates from several shops. In such cases, it may be worthwhile to receive a single estimate, and then call a couple other shops to compare their costs for similar services. For example, asking about hourly labor rates and parts fees may suggest a better deal at a second shop.

Ask for Generic Components

Most manufacturers recommend that drivers repair their vehicles with original equipment manufacturer (OEM) parts. However, choosing to go with generic aftermarket parts, or even salvaged recycled parts, may help save you a considerable amount of money on your auto collision repair. If cost is a primary concern to you, then you might request that the body shop use generic components. Keep in mind, however, that aftermarket parts may not be as reliable or safe as OEM parts. As such, these components may come with a shortened lifespan.

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