- Life InsuranceTerm Life insurance is life insurance that you pay for during a specified length of time or term – generally one to 30 years. You select the amount of the death benefit or face amount to meet your needs.
- Health InsuranceIf you're under the age of 65, not eligible for Medicare due to disability and need health insurance, there are 3 basic options available to you: An individual health plan purchased through Covered California, a similar plan purchased direct from an insurance company, or coverage offered by an employer. Give me a call or schedule an appointment for help understanding your options and getting enrolled.
- Disability InsuranceIf you are disabled and have Social Security Disability Insurance, you can join an advantage plan three months before to three months after month 25 of your disability.
- Long Term CareAs we age, the likelihood we will need some type of medical or personal care increases. We may need long term care - a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time. Such services typically include assistance with normal daily tasks like dressing, bathing, and using the bathroom. Long-term care can be provided at home, in the community, in assisted living facilities or in nursing homes.
- Dental InsuranceDental coverage of some kind can help you ensure the health of your teeth and gums. Unfortunately, if you are bearing the full brunt of the cost of dental care you may find it difficult to pay your dentist bills. Without dental insurance coverage, you may be tempted to skip regular cleanings and checkups, a decision that could lead to serious dental health problems.
- Vision InsuranceIt's no surprise that vision insurance is misunderstood by many people. Depending on the reason for the doctor visit – a routine exam or an eye injury – it’s not always clear which doctor to visit.
- Workers Compensation InsuranceIf you are diagnosed with a serious illness or are involved in an accident, traditional health insurance programs such as Medicare and Workers' Compensation may not pay for all the services you need.