- Divorce
- Child SupportI needed help with child support and custody. Got very ugly but Mr. Otto was great. Very nice and knew what to do. He was very courteous and so was his staff. Would use him again!!!!!! Maryann G.
- Traffic Violations
- Real Estate Litigation
- Real Estate TransactionsMr. Otto helped me and my wife prepare a will, and made it easy and affordable to update it as our family grew. He later helped me with two residential real estate transactions as I relocated out of NJ. I found him accessible and easy to work with. Ed N.
- Estate Planning
- Probate
- BankruptcyDebt consolidation is a process by which you take all of your unsecured debt, such as credit cards, and take out a low-interest personal loan with a lower monthly payment that allows you to pay off the cards. While this sounds like a practical solution, you need to shop around for a reputable lender. In some cases, lenders have severe penalties for missed payments, which could result in high interest rates that would put you right back in the situation you were with your credit cards. Also, many companies require a longer repayment period, so over the life of the loan, you may eventually pay more than you would in a Chapter 7 bankruptcy.
- Foreclosure
- Debt Collection