I've had a Wescom account for years as a result of having my very first mortgage financed by them. Still, I maintained my checking and savings accounts at another banking institution for years until they started charging me for every little transaction, including calling in to report a bank error that THEY had made. After becoming fed up with poor service and high fees, I brought all of my banking business over to Wescom and I have been very impressed with the focus they place on keeping their members happy. It's not always easy to find a Credit Union ATM, but when you do, you can use your Wescom card at any of them and not be charged a fee. All in all a great way to do your banking.