Insurance agents are a dime a dozen. However, I have a diamond in a field of coal. Phil Bodiford, at Bodiford Insurance has saved and made me money. He writes my home & auto with the least expensive company that he represents. He checks these each year to make sure I have the best deal. He got me the cheapest life insurance and unlike my friends, I've made money on my IRA every year since I put mine with Bodiford Insurance. Not many people can say the same about their agent. Like I said, a diamond in a coal field!