Ernie Eller is a Down to earth guy that know his business. No high pressure sales (or low). He will find you the best insurance for the best price that fits your needs/wants. This is the third year that my wife and I have done business with Ernie. Ernie helped my wife and I navigate my medicare policies and my wife's ACA policies. He is also helping with other insurance policies. I wasn't even going to mess with life insurance because of having to deal with the other agents, but I feel Ernie will do right by me and not by what get him the biggest check.