Licensed Independent Public Insurance Adjusters Specializing in Large, Complex Property & Casualty Losses

General Info

Licensed Independent Public Insurance Adjusters Specializing in Large, Complex Property & Casualty Losses We are Professional Insurance Advocates who work for the Consumer Licensed in Pennsylvania and New Jersey negotiating with your insurance company on your behalf until your claim is settled.In years past, the consumer could count on an insurance company to pay its fair share and deliver good customer service in the unexpected event of a property loss. But today's insurance companies are hungry to minimize claims payments and eager to increase profits. So major insurers are continually exploring new ways to lower payouts, and even deny entire claims.Faced with this difficult trend, what is the average consumer or business owner to do after suffering a loss? Even after years of making premium payments? The answer: Hire a Licensed Independent Public Insurance Adjuster. Harold Walters founded HRW Adjusting with the goal of providing excellent representation to consumers and business owners faced with large, complex property and casualty losses. He's become known for his professionalism and expertise throughout Pennsylvania & New Jersey. Insurance companies are doing as much as humanly possible behind closed doors to deny claims, Walters said. These companies are making it more and more difficult to collect on insurance claims.Walters said he's even encountered consumers who believe they are hurting their insurance company by making a claim. And contractors tasked with repairing damage are reporting that aggressive treatment of consumers is becoming more and more widespread. It's becoming common for insurance company adjusters to extensively question and confront their customers, instead of lending a helping hand. One very good reason to retain an Independent Professional Adjuster is to prevent insurance companies from falsely claiming work has been done for the betterment of the property, not simply the restoration to its original condition. This can unfairly cost consumers thousands of dollars. Walters points to instances when modern siding, roof and wall materials were used in repairs, only to have the insurance company claim betterment and refuse to pay costs. It's an incredibly unfair situation, Walters said, because the scope of loss might have included dangerous or obsolete materials, such as asbestos. ;Consumers are being short-changed by their insurers, Walters said. So I act as an advocate for my clients in their dealings with their insurance company. Walters is an expert at navigating the often-complicated world of the insurance industry. He said he's particularly glad he's built up a long list of contacts who can benefit clients of HRW Adjusting. I've made good connections over the years, Walters said. I'm lucky to have a network of Public Adjusters, Building Professionals, and Professional Engineers I can call on, because I know I can trust them. Trust has been an important part of Walters career. He spent years as a Licensed Insurance Agent, as well as a Financial Advisor certified by the Securities and Exchange Commission. During his tenure as an Insurance Law Instructor, 93 percent of his students achieved a passing grade on licensing exams. Today, most days Walters finds himself out in the field, inspecting property losses, and meeting with various parties involved in insurance claims. His role is part investigator, part presenter of facts, and part negotiator. When you suffer a property or casualty loss and are seeking fair treatment and restoration in today's changing insurance environment, call HRW Adjusting @ 717 615 2834

Hours

Regular Hours

Mon - Sun:	Open 24 Hours

Categories

Insurance Adjusters, Insurance, Insurance Consultants & Analysts, Insurance Referral & Information Service

Services/Products

Harold Walters has over 30 years experience as a Small Business Owner, Certified Insurance Law Instructor, Licensed Insurance Agent, Certified Insurance Sales Trainer, Insurance Claim Specialist, Licensed Public Adjuster and General Contracting Representative. Harold brings decades of Public Advocacy Experience to your claim.

Payment Options

Amenities

Advice, Consulting, Representation for all Residential and Commercial Insurance Claims

Associations

Licensed and Bonded in Pennsylvania and New Jersey