HORRIBLE EXPERIENCE..TERRIBLE LIARS. BEWARE. BEWARE...I wouldn't recommend this place to my WORST enemy. they hit you with a whopping 27.77% interest rate then.. THEN.. jack it up to 28.87% if you don't buy their life insurance and auto hazard insurance. they NEVER tell you that you only get the rate of 27.77 if and only if you buy their insurances. THEN THEY WANT YOU TO ROLL YOU AUTO LOAN INTO THEUIR LOAN. WHY WOULD I SWITCH A 7% LOAN INTO A 27.77% LOAN?? they lie to you, change the rates on the approval form and hope you don't see or question it. they ask for co signers THEN make turn them into co BORROWERES. they treat you like stupid idiots and tell you their the same thing HOPING you will fall for it... I DIDNT.. I CANCELLED THE LOAN AT THE TIME OF SIGNING. THEY SAID THEY WOULD NOT REPORT IT TO THE CREDIT AGENCIES BECAUSE I CANCELLED THE LOAN. guess what!!!! THEY REPORTED IT TO THE CREDIT AGENCIES THAT THEY REFUSED ME THE LOAN WHICH IS A HUGE LIE... BEWARE OF THIS COMPANY.. LIARS.... STAY AWAY.. GO TO A BAND BUT DO NOT USE THEM UNLESS YOU WANT TO GET BURNED..