Rental Properties: They told me I had to have a 630 credit score, after I applied and paid the app fee.. to the lady who works in the office FHA is a 620, so please don't tell potential homeowners they can't own a house with a 630 credit score.. 3rd party information: they are telling other 675 & 635, so once they get your information they are telling you a credit score higher than what you have... Seems a little shady, so renter beware