Hughes Insurance Group104 N Union St, Westfield, IN 46074
MAKE A PAYMENT BY CLICKING IMPORTANT LINKS QUOTE AND ISSUE AUTO AND HEALTH INSURANCE COVERAGE. CLICK ON THE PROGRESSIVE Insurance or ASSURANT HEALTH LINKS BELOW! Quickly and easily submit your application for a free automobile insurance quote using our easy to use website. Our Insurance Agents can quote all of our carriers for you, or you may get an INSTANT QUOTE from PROGRESSIVE for Auto, Motorcycle, Boat, RV.Or ASSURANT HEALTH.Let us provide you with a insurance quote"What is auto insurance?Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.Auto insurance provides property, liability and medical coverage:Property coverage pays for damage to or theft of your car. Liability coverage pays for your legal responsibility to others for bodily injury or property damage. Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses. An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.Why do you need auto insurance?It's really all about protecting yourself financially. If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it. If you or any passengers are injured in an accident, medical costs can be extremely expensive. If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth. Not only is having insurance a prudent financial decision, many states require you to have at least some coverage. Questions to ask your agent Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion: How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.) What is the insurance company's level of service and ability to pay claims? What discounts are available? (Ask about good driver, multiple policy and student discounts.) What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.) Why do you need insurance for your boat or personal watercraft?You'll enjoy the water ever more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it. If you or any passengers are injured in an accident, medical costs can be extremely expensive. If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth. Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft. Things to consider and questions to ask your agent Here are a few things to consider as you prepare for the discussion:How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen? Is my boat or watercraft covered for use year-round? What discounts and programs are available? How much medical insurance and liability coverage is enough? Do I have coverage if I need to have my boat towed in an emergency? What's the process for filing and settling a claim? Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?