Western Sky provides unsecured personal loans at a lower cost than most payday lenders. Loan applications are processed entirely over the internet, phone and fax and Western Sky loan proceeds are wired into the borrower’s checking account generally within one day of the initial contact. Customers can pay off their loans at any time with no prepayment penalty. This means you can keep your loan for a few weeks, a few months or for the entire term – it’s your choice. You will only pay interest on the outstanding principal balance for the time period in which you keep the loan. Legal Disclaimer: The APR for a typical loan of $2,600 is 139.34% with 36 monthly payments of $298.94. Credit approval is not guaranteed and is dependent upon underwriting guidelines. See our website or call us for complete disclosures. Some documentation required. Western Sky Financial is a 100% Native American-owned business operating on a Native American reservation.