Established in 1949, SouthFirst Bank offers a range of personal and business banking products and services. The bank provides interest and non-interest bearing checking and savings accounts, as well as certificates of deposit. It offers consumer finance, insurance and investment options. SouthFirst Bank offers commercial, real estate and construction loans. In addition, the bank provides online banking and bill payment services. It also offers individual retirement accounts, safe deposit boxes and traveler s checks. SouthFirst Bank provides 24-hour depository and automatic funds transfer services. The bank offers automated clearing house and check writing services. It is a member of the Federal Deposit Insurance Corporation.