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HSBC Consumer Lending (Beneficial)

2.5 of 5 stars 17 Reviews

Reduce high-interest debt & lower your monthly payments with a refinance loan from Beneficial. We have the loan to meet your needs. Apply Online.
http://www.beneficial.com
 
 

Business Details

Categories

(Edit)
Debt Consolidation, Home Equity Loans, Mortgage Refinancing, Mortgages, Personal Financing

Hours of Operation

(Edit)
  • Mon 09:00 AM-05:00 PM
  • Tue-Thu: 09:00 AM-07:00 PM
  • Fri 09:00 AM-05:00 PM
  • Sat 09:00 AM-01:00 PM

Customers Served

  • Residential

Products & Services

(Edit)
  • Consumer Loans
  • Credit Lines
  • Debt Consolidation
  • Direct Lender
  • Equity Loans
  • More
  • Fixed Rate Loans
  • Flexible Terms
  • Home Equity Loans
  • Investment Property Loans
  • No Application Fees
  • Online Applications
  • Phone Applications
  • Revolving Accounts
  • Secured Loans
  • Self-Employed Loans
  • Unsecured Loans
  • Less

Additional Information

  • For over 85 years, Beneficial has built a tradition of helping people just like you. Over 840 branches Nationwide!

Areas Served

  • Nationwide
 

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User Reviews

The person icon Empolyee Image indicates that the reviewer is an employee of SuperMedia LLC. SuperMedia operates and sells advertising on Superpages.com. The views expressed in reviews are the opinion of each respective reviewer and do not necessarilly reflect the view of SuperMedia.
1 of 5 stars
Mar 20, 2013
by anonymous
business
HSBC Consumer Lending (Beneficial) USA
Horrible, rude workers, and a disgrace to banking. I have had business, house and other other loans with Beneficial for over 20 years. When I secured a refinanced of my house with them is when the trouble started and the fact that there were no lon... (More)
Was this Review helpful to you?   Yes No   
1 of 5 stars
Nov 27, 2012
by anonymous
business
HSBC Consumer Lending (Beneficial) USA
Horrible experience. We have been paying on a mortgage for 13 years and still only paying interrest. Loan is more than house is worth and interrest is an unbelievable 9.5%. Now they are trying to foreclose on us. STAY AWAY from these loan sharks. T... (More)
Was this Review helpful to you?   Yes No   
1 of 5 stars
May 6, 2011
business
HSBC Consumer Lending (Beneficial) USA
Horrible! I took a revolving loan 4 years ago. After the US branches closed, my interest rate increased. I eliminated the insurance to keep up with automatic payments I previously authorized. Still, 4 years later, my available principle balance is L... (More)
Was this Review helpful to you?   Yes 1 No 1   
1 of 5 stars
Mar 4, 2011
business
HSBC Consumer Lending (Beneficial) USA
Once they get you, they ruin your credit so you cannot get a mortgage anywhere else. Then sock you with false fees and charges until you go bankrupt. I am trying again to refinance now and they will not even give my new company the payoff amount. Ma... (More)
Was this Review helpful to you?   Yes 5 No 0   
1 of 5 stars
Oct 6, 2010
business
HSBC Consumer Lending (Beneficial) USA
HSBC is a horrible company. The customer service reps are rude and have no heart or sole. Beneficial did nothing to help us do to our loss of income. They said they did not have to help us because they are foreign owned and do have to abide by US La... (More)
Was this Review helpful to you?   Yes 5 No 0   
1 of 5 stars
Jul 8, 2010
by Guest22563
business
HSBC Consumer Lending (Beneficial) USA
I contact HSBC Home Modification Department. I was previously approved for $900 dollar a month mortgage payment for 2 years under the modication program. After that home modification expired, I reqyested a permanent modification of my mortgage. I... (More)
Was this Review helpful to you?   Yes 2 No 0   
1 of 5 stars
Oct 6, 2009
by Guest16758
business
HSBC Consumer Lending (Beneficial) USA
TERRIBLE Company!!! Stay away like the plague!!! I tried purchasing an REO from them. They are the worst company I have ever dealt with. Completely unprofessional and outright rude. Stay away!
Was this Review helpful to you?   Yes 3 No 2   
1 of 5 stars
Aug 13, 2009
by Guest28639
business
HSBC Consumer Lending (Beneficial) USA
This company has NO respect for their PAYING customers!! Doesn't matter how much you pay this company the interest amount Never goes down! And not to mention they will stick late fees on a payment made two weeks Before due! I called about the late f... (More)
Was this Review helpful to you?   Yes 3 No 0   
1 of 5 stars
Apr 16, 2009
by Guest83941
business
HSBC Consumer Lending (Beneficial) USA
they are inside loan sharks they do not deserve a rating
Was this Review helpful to you?   Yes 0 No 1   
4 of 5 stars
Sep 25, 2008
by Guest36534
business
HSBC Consumer Lending (Beneficial) USA
great sevice
Was this Review helpful to you?   Yes 3 No 5   
5 of 5 stars
May 1, 2007
business
HSBC Consumer Lending (Beneficial) USA
Can count on them
Was this Review helpful to you?   Yes 19 No 22   
5 of 5 stars
Feb 16, 2007
business
HSBC Consumer Lending (Beneficial) USA
Notably good service experience
Great experience with Beneficial. Took good care of me all through the process. Took the time to educate me and show me how I could be better off going an alternative route. I would recommend highly.
Was this Review helpful to you?   Yes 27 No 21   
5 of 5 stars
Dec 6, 2006
business
HSBC Consumer Lending (Beneficial) USA
Can count on them
I used Beneficial earlier this year for a personal loan to consolidate debt. I was in a heap of trouble. This was a great decision. It was a very painless process and I always felt like i could trust the loan person I worked with. I'm one satisfied... (More)
Was this Review helpful to you?   Yes 24 No 17   
5 of 5 stars
Nov 23, 2006
business
HSBC Consumer Lending (Beneficial) USA
Can count on them
Earlier this year, I had a financial emergency and needed extra funds. I did a lot of research and looked around. I applied online with 4 finance companies. Heard back from 3. I spoke on the phone with all 3 and right away was able to eliminate one... (More)
Was this Review helpful to you?   Yes 25 No 16   
5 of 5 stars
Nov 8, 2006
business
HSBC Consumer Lending (Beneficial) USA
Notably good service experience
I had an exceptional experience with Beneficial. I was in a financial spot, needed some additional funds. I applied online, was treated very professionally throughout the experience. I would highly recommend!
Was this Review helpful to you?   Yes 20 No 15   
1 of 5 stars
Jun 2, 2006
business
HSBC Consumer Lending (Beneficial) USA
Very bad service
I applied for a 2nd mortgage with beneficial and all I got is the run around. Its the worst service I have received in dealing with any finance company. I was turned down for a small loan because they said my bankruptcy was not a year old which I... (More)
Was this Review helpful to you?   Yes 27 No 14   
5 of 5 stars
Dec 14, 2005
business
HSBC Consumer Lending (Beneficial) USA
Notably good service experience
I have had excellent experiences working with this company. I submited online, was approved quickly, and already have received the loan.
Was this Review helpful to you?   Yes 42 No 19   

Blogs

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Oct 20, 2010
03:10:05.0
These people are idiots! After establishing a payment plan with their collections department to get my mortgage caught up, and making ... (More)
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