HSBC Consumer Lending (Beneficial)

TERRIBLE Company!!! Stay away like the plague!!! I tried purchasing an REO from them. They are the worst company I have ever dealt with. Completely unprofessional and outright rude. Stay away!

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This company has NO respect for their PAYING customers!! Doesn't matter how much you pay this company the interest amount Never goes down! And not to mention they will stick late fees on a payment made two weeks Before due! I called about the late... (More) This company has NO respect for their PAYING customers!! Doesn't matter how much you pay this company the interest amount Never goes down! And not to mention they will stick late fees on a payment made two weeks Before due! I called about the late fee and was *promised* by six different people in a span of two months I would be reinversed for the extra money I paid for the false late payment..It's been seven long months and I haven't seen a dime from Beneficial! They are a total *REPOFFS* and I wish I had done more research about Beneficial  (Hide)

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they are inside loan sharks they do not deserve a rating

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great sevice

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Great experience with Beneficial. Took good care of me all through the process. Took the time to educate me and show me how I could be better off going an alternative route. I would recommend highly.

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I used Beneficial earlier this year for a personal loan to consolidate debt. I was in a heap of trouble. This was a great decision. It was a very painless process and I always felt like i could trust the loan person I worked with. I'm one... (More) I used Beneficial earlier this year for a personal loan to consolidate debt. I was in a heap of trouble. This was a great decision. It was a very painless process and I always felt like i could trust the loan person I worked with. I'm one satisfied customer.  (Hide)

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Earlier this year, I had a financial emergency and needed extra funds. I did a lot of research and looked around. I applied online with 4 finance companies. Heard back from 3. I spoke on the phone with all 3 and right away was able to eliminate... (More) Earlier this year, I had a financial emergency and needed extra funds. I did a lot of research and looked around. I applied online with 4 finance companies. Heard back from 3. I spoke on the phone with all 3 and right away was able to eliminate one of the companies. I then met in person with reps from the remaining two, including Beneficial. I was most impressed by the professionalism of the Beneficial loan officer. He was very straightforward with me and everything he said was true. He laid it on the line for me. The loan was obtained, very easily and smoothly. I am a very happy customer.  (Hide)

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I had an exceptional experience with Beneficial. I was in a financial spot, needed some additional funds. I applied online, was treated very professionally throughout the experience. I would highly recommend!

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I applied for a 2nd mortgage with beneficial and all I got is the run around. Its the worst service I have received in dealing with any finance company. I was turned down for a small loan because they said my bankruptcy was not a year old which... (More) I applied for a 2nd mortgage with beneficial and all I got is the run around. Its the worst service I have received in dealing with any finance company. I was turned down for a small loan because they said my bankruptcy was not a year old which I feel they should have told me to begin with instead of giving me the run around for over four weeks. I have plenty of equity in my home and earn more than enough money to secure the loan requested. I will never look to do any kind of business with them again, not so much because I was turned down, but because of the lousy service I received. I do not recommend this company to anyone!  (Hide)

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