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Floridacentral Credit Union

4 of 5 stars 5 Reviews

1499 Belcher Rd S, Largo, FL 33771
www.floridacentralcu.com
(727) 535-0400 Additional Contacts
 
floridacentral Credit Union is a not-for-profit, full service financial cooperative. As a member-owner, you reap the benefits in lower rates when you borrow and higher rates when you save. We also believe you'll find floridacentral more personal than...read more
floridacentral Credit Union is a not-for-profit, full service financial cooperative. As a member-owner, you reap the benefits in lower rates when you borrow and higher rates when you save. We also believe you'll find floridacentral more personal than most financial institutions. Our mission is to serve our members, not outside stockholders. Equally important, you'll find professional, confidential handling of all your financial business. And the benefits last a lifetime, because it's "Once a member, always a member" at your credit union. So if you're interested in enjoying the benefits of credit union participation, take a moment to verify your eligibility for membership. Then visit our membership section at How to join. Are you eligible? To join floridacentral Credit Union, you must meet one of the following eligibility requirements: Through Your Employer Membership is open to the employees of the many businesses we serve. Please visit your Human Resources Department to find out if membership in floridacentral Credit Union is offered to the employees of your company. If so, they will have all of the necessary forms you need to open your account. If they do not offer a credit union, please have them contact us at (813) 879-3333 ext. 7601 for details on offering this valuable benefit. Attention employers: Visit our Employer Benefits area to find out how you can offer floridacentral Credit Union membership to your employees - at no cost to you. Through our Community Charter If you live or work in Hillsborough, Pinellas, Polk, Manatee, Sarasota, DeSoto, or Charlotte County, you are eligible for membership. To join, contact us, or visit your local branch. Through a relative If you live in the state of Florida and have an immediate relative that is currently a member of floridacentral Credit Union, you are eligible to join. To join, contact us, or visit your local branch. What is required? Every member is required to maintain a savings account with a $5 minimum balance. Once your savings account is established, you can take advantage of all the products and services we offer. If you are interested in opening a checking account, you must make an initial deposit of $25 into that account. If you are joining through your employer, you can deposit the required $5 in your savings account by Payroll Deduction. If you are joining through our Community Charter or as a relative of a current member, you will need to provide us with a copy of a valid State of Florida Driver's License. We will also need a copy of your Social Security card. You will need to deposit $5 to open your savings account and a $25 initial deposit if you want to open a checking account.
 
 

Business Details

Categories

(Edit)
Credit Unions, Mortgages, Personal Loans

Hours of Operation

(Edit)
  • Mon 08:00 AM-05:00 PM
  • Tue 08:00 AM-05:00 PM
  • Wed 08:00 AM-05:00 PM
  • Thu 08:00 AM-05:00 PM
  • Fri 08:00 AM-06:00 PM
  • Sat 09:00 AM-01:00 PM

Additional Information

  • We canít make money grow on trees, - just put more of it in your pocket. Call us today!
  • Licensed, Insured

Areas Served

  • Hillsborough, Pinellas, Polk, Manatee, Charlotte

Products & Services

(Edit)
  • 401(K) Plans
  • 529 Accounts
  • Accelerated Payments
  • Adjustable Rate Loans
  • Annuities
  • More
  • Asset & Portfolio Management
  • ATM Cards
  • ATM Machines
  • Auto Loans
  • Auto Loans & Leasing
  • Bank by Mail
  • Banking
  • Bill Paying
  • Boat Loans
  • Bonds
  • Brokerage Services
  • Cash Loans
  • Certificates of Deposit
  • Check Cashing
  • Checking Accounts
  • Children's Savings Accounts
  • Closing Services
  • Collateral Loans
  • Commercial Loans
  • Construction Loans
  • Consultations
  • Consumer Loans
  • Conventional Loans
  • Corporate Accounts
  • Credit Cards
  • Credit Counseling
  • Credit Lines
  • Credit Reports
  • Debit Cards
  • Debt Consolidation
  • Direct Deposit
  • Drive Through
  • Electronic Funds Transfer
  • Equal Housing Lender
  • Equity Loans
  • Escrow Services
  • Estate Planning
  • Fannie Mae Loans
  • Farm Loans
  • Federal Credit Unions
  • FHA Loans
  • Financial Planning
  • Financing
  • First Time Buyers
  • Fixed Rate Loans
  • Flexible Terms
  • Franchise Loans
  • Free Consultations
  • Free Pre-Approvals
  • Free Pre-Qualifications
  • Free Quotes
  • Home Construction Loans
  • Home Equity Loans
  • Home Improvement Loans
  • Individual Retirement Accounts
  • Insurance Premiums
  • Interest Checking Accounts
  • Investment Property Loans
  • Investment Services
  • Jumbo Loans
  • Letters of Credit
  • Low Down Payment Loans
  • Low Rates
  • Mobile Home Loans
  • Money Market Accounts
  • Money Orders
  • Money Transfer
  • Mortgages
  • Motorcycle Loans
  • Mutual Funds
  • Night Deposits
  • Notary Services
  • Online Banking
  • Online Payments
  • Overdraft Protection
  • Personal Loans
  • PMI
  • Rate Lock-Ins
  • Real Estate Appraisals
  • Recreational Vehicle Loans
  • Refinancing
  • Refinancing Loans
  • Retirement Planning
  • Reverse Mortgages
  • Revolving Accounts
  • Roth Individual Retirement Accounts
  • Second Mortgages
  • Secured Loans
  • Self-Employed Loans
  • Small Business Service
  • Student Banking
  • Student Loans
  • Tax Planning
  • Traveler's Checks
  • Variable Rate Loans
  • Less

Specialties

(Edit)
  • Checking, Savings, Loans, Mortgages, Financial Services, Insurance

Certification & Affiliations

  • Equal Opportunity Housing
  • National Credit Union Administration
  • National Credit Union Administration, Equal Opportunity Housing, Equal Opportunity Housing, National Credit Union Administration, National Credit Union Administration, Equal Opportunity Housing,

Customers Served

  • Residential, Commercial, Industrial
 

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User Reviews

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2 of 5 stars
Jan 18, 2012
by Guest47084
business
Floridacentral Credit Union 1499 Belcher Rd S,
Largo, FL 33771
USA
Online banking support nonexistent as is for the most part online banking. Seems its always having problems; to the point your atm cards get declined why no money no no bank computer system is down AGAIN The folks there are awesome ..the online an... (More)
Was this Review helpful to you?   Yes 1 No 1   
5 of 5 stars
Oct 19, 2011
by Guest25965
business
Floridacentral Credit Union 1499 Belcher Rd S,
Largo, FL 33771
USA
I'm new to credit union banking and so far it's been amazing...makes me wonder what I was waiting for. Great accounts, especially the checking, mine even pays interest and a lot of it- 4.50%! The credit union also financed my new car. The process wa... (More)
Was this Review helpful to you?   Yes 3 No 0   
5 of 5 stars
Oct 17, 2011
by Guest66219
business
Floridacentral Credit Union 1499 Belcher Rd S,
Largo, FL 33771
USA
I have been a member for more than 10 years. My credit union is the best! Free checking with a great rate AND free ATM transactions? I've looked and NO ONE else offers that kind of account. I use their internet banking and bill pay and I love it! Pl... (More)
Was this Review helpful to you?   Yes 5 No 0   
4 of 5 stars
Oct 14, 2011
by Guest35117
business
Floridacentral Credit Union 1499 Belcher Rd S,
Largo, FL 33771
USA
I've been a member for 9 years. I've been very happy with my account because they don't charge a monthly fee. I also got a car loan with a really good rate.
Was this Review helpful to you?   Yes 1 No 0   
5 of 5 stars
Oct 12, 2011
by Guest27574
business
Floridacentral Credit Union 1499 Belcher Rd S,
Largo, FL 33771
USA
AWESOME CUSTOMER SERVICE!!!!! OPEN AN ACCOUNT WITH THIS CREDIT UNION IF YOU HAVE NOT DONE SO!!!!
Was this Review helpful to you?   Yes 4 No 0   

Blogs

Add a Blog   |   View All Blogs
Aug 17, 2012
01:29:58.0
I have been using Florida Central Credit Union for twenty plus years. They have been the best finical institution I have dealt with b ... (More)
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floridacentral Credit Union is a not-for-profit, full service financial cooperative. As a member-owner, you reap the benefits in lower rates when you borrow and higher rates when you save. We also believe you'll find floridacentral more personal than most financial institutions. Our mission is to serve our members, not outside stockholders. Equally important, you'll find professional, confidential handling of all your financial business. And the benefits last a lifetime, because it's "Once a member, always a member" at your credit union. So if you're interested in enjoying the benefits of credit union participation, take a moment to verify your eligibility for membership. Then visit our membership section at How to join. Are you eligible? To join floridacentral Credit Union, you must meet one of the following eligibility requirements: Through Your Employer Membership is open to the employees of the many businesses we serve. Please visit your Human Resources Department to find out if membership in floridacentral Credit Union is offered to the employees of your company. If so, they will have all of the necessary forms you need to open your account. If they do not offer a credit union, please have them contact us at (813) 879-3333 ext. 7601 for details on offering this valuable benefit. Attention employers: Visit our Employer Benefits area to find out how you can offer floridacentral Credit Union membership to your employees - at no cost to you. Through our Community Charter If you live or work in Hillsborough, Pinellas, Polk, Manatee, Sarasota, DeSoto, or Charlotte County, you are eligible for membership. To join, contact us, or visit your local branch. Through a relative If you live in the state of Florida and have an immediate relative that is currently a member of floridacentral Credit Union, you are eligible to join. To join, contact us, or visit your local branch. What is required? Every member is required to maintain a savings account with a $5 minimum balance. Once your savings account is established, you can take advantage of all the products and services we offer. If you are interested in opening a checking account, you must make an initial deposit of $25 into that account. If you are joining through your employer, you can deposit the required $5 in your savings account by Payroll Deduction. If you are joining through our Community Charter or as a relative of a current member, you will need to provide us with a copy of a valid State of Florida Driver's License. We will also need a copy of your Social Security card. You will need to deposit $5 to open your savings account and a $25 initial deposit if you want to open a checking account.