First Rate Loan Modifications is here to deliver first rate service for first rate clients. We specialize in debt consolidation, bankruptcy services, and loan modifications. If you are struggling with payments or are in need of financial relief, we can help. Our highly experienced staff works with lenders to get loan modifications that work for you. By altering the interest rate, the monthly payment amount and terms, a previously problematic loan can become easy to manage. Call us for a free consultation today! Because we at First Rate Loan Modifications pride ourselves on first rate service, we offer more than simply loan modifications: we also offer bankruptcy services and debt consolidation. With our debt consolidation, you can turn your unsecured debt into one monthly payment. In these tough financial times, help is out there. Donít wait - we can help you today for a better life tomorrow. Call us for first rate financial relief.