Confronting the issue of personal financial debt is an emotional decision. And seeking credit counseling can be intimidating when you don’t know who you can trust. What you need is the dedicated support and expert advice of CESI’s certified staff. Our credit counselors are certified by accredited agencies. And we’ve been recognized by Goldline Research’s consumer survey as one of the Most Dependable Credit and Debt Professionals in the US. You’ll find we’re not only dependable, we’re also committed to helping you become debt free. Our entire team — from our CEO Dr. Diane Chen to our experienced board of directors to our credit counselors — is dedicated to the promotion of financial education and financial well-being for all consumers.