Tear guys will rob you blind. Bought a vehicle there with a selling price of $10,000. Put $5500 down put insurance on it and took vehicle. When I went to pay my first payment I had to actually call the finance company and they informed me that I was not financed through them, hence, ACL, a car lot, or whatever they want to call themselves....never secured my financing. So I took the vehicle back, after I put brakes all around on it and had already added some accessories specific to this vehicle. I told them I wanted my down payment back and they could take the vehicle. I only received $3600 of my $5500 back and have now retained an attorney to get the rest back!!! Never deal with these people,