Most people have their first contact with an insurance company through an insurance sales agent. Agents help individuals, families, and businesses select insurance policies that provide the best protection for their lives, health, and property. We sell many types of insurance, such as property and casualty, life, homeowners, boat, and motorcycle. Property and casualty insurance agents sell policies that protect individuals and businesses from financial loss resulting from automobile accidents, fire, theft, storms, and other events that can damage property. For businesses, property and casualty insurance can also cover injured workers, compensation, product liability claims, or medical malpractice claims.