Cash-2-U Payday & Title Loans offers financial services including payday loans, title loans and check cashing. We have 19 locations in Virginia. Call today to find a location near payday loans in Virginia are strictly regulated by the Virginia Bureau of Financial Institutions. The terms, interest rate and loan amounts on payday loans are all regulated by the State of Virginia. Cash-2-U offers payday loans from $50 to $500. There is no credit check, no up front fees or hassles. We offer quick service and in most cases we disburse the loan proceeds in cash to our customers. Requirements Cash-2-U?s requirements to obtain a payday loan are as follows: ?Borrower must have an open and active checking account ?Borrower?s monthly income must be at least $800 per month ?Borrower, if employed, must be at current employment for at least 90 days ?Borrower must have a home telephone or a working cell phone ?Borrower can only have one payday loan at any given time (Virginia State Law) Required Documents The documents that Cash-2-U requires to approve a payday loan are: ?A current state-issued drivers license or identification card ?Proof of Social Security number ?A recent 30 day bank statement or activity report of checking account ?A blank check ?Proof of income (pay stub, earning statement or entitlement letter) Terms The terms or length of time to satisfy a payday loan is based on the borrowers pay frequency. ?If paid weekly, the loan term is 14 days ?If paid every 14 days, the loan term is 28 days ?If paid semi-monthly, the loan term is 31 days ?If paid monthly, the loan term is 62 days Interest Rate & Fees The state regulated interest rate in Virginia is 36% per annum. There is also a 20 % loan fee and a $5.00 State Data Base Fee. The combined interest rate/loan fee on payday loans will vary depending on the loan term. Below are listed examples of the various actual cost and interest rates for varying loan terms. our.