Excellent knowledge with this group for loans. They have some of the best people in the industry located all in one location

Mr.Joseph Fernando...This five star review is for Joseph Fernando, whom my husband and I had the pleasure of doing our initial home buying loan with him when we moved back to Calif. Because of the smooth and positive experience We were hoping to find him to do our refinance and was excited we did!!! Mr. Fernando is exceptional in knowing his loan business, knowledgeable of all the different loan products available, BUT he makes you feel very comfortable. He returns calls,texts emails right away, and always make sure you are taken care of, making sure one understand the step by step process. We are extremely pleased with dealing with Joseph Fernando and I have and will always will recommend him to any one I speak to who are looking for a Lender. It is hard these days to find Great people With Ethics and Kindness. Thank you Joseph. Keep up the Great work !!! Again, we will recommend you 100% without hesitation.

Joseph Fernando recently worked on my refinancing. He was super responsive to my questions, contacts, voice mail, texts and email messages and I never had to wait for longer than five minutes to receive his responses. He is a courteous, diligent and reliable loan officer and I recommend Joseph to anyone who is interested in refinancing.

We just finished refinancing our mortgage with Joseph Fernando and MMC Lending. Stress free, smooth and closed within 30 days. This is why we called Joseph after using him and his team a few years ago on our home purchase, again same as before, and again closed within 30 days. Can not say enough about his knowledge, responsiveness, and following through with everything he says, start to finish! You could not find a better man and company!

Joseph Fernando and his team exemplify the meaning of outstanding customer service. From start to finish and even after your loan is complete they take the time to ensure you are taken care of. You are never just a loan number to this group of Home Loan Superstars you are family. I would recommend Joseph Fernando to everyone!

My experience with MMC Lending was very positive, Joseph Fernando was very helpful and professional! I am a first time home owner and I feel very fortunate that Joseph Fernando handlled my home loan.

My husband and I worked w/ Mr. Joseph Fernando for almost 6 mos. helped us in every way possible just to get us a home loan. He has compassion on what he does. Highly recommended! He is indeed best in the AV.

Could not have asked for a smoother refinance. Joseph Fernando and his team at MMC are knowledgeable and professional. I was always in the loop with where my loan process stood. Joseph and his team were always available to answer any questions I had.



I will use Joseph for all of my future loan needs.