The Law Office of Bardsley and Gray is committed to serving your needs and resolving your legal issues. We are dedicated to the achievement of the best possible outcome for you. Serving Southeastern Massachusetts Our focus is on Bankruptcy, Stopping Foreclosures, Divorce, Family Law and Personal Injury Home Bankruptcy Stopping Foreclosure Divorce Family Law Contact Us Confident Professional Courteous Legal Representation The Law Office of Bardsley and Gray is committed to serving your needs and resolving your legal issues. We are dedicated to the achievement of the best possible outcome for you. Serving Southeastern Massachusetts Our focus is on Bankruptcy, Stopping Foreclosures, Divorce, Family Law and Personal Injury Understand Your Rights Bankruptcy, Stop Foreclosure, Affordable, Divorce, Family Law, Child Support, Alimony, Chapter 7, Chapter 13, Friendly, Massachusetts, Law Office, Bristol County, New Bedford, Fall River, Personal Injury, Southeastern Massachusetts, Plymouth County Free 1/2 hour consultation (508) 985-0054 (508) 672-6747 Licensed in all Massachusetts State Courts, United States Bankruptcy Court, Federal District Court for the State of Massachusetts, and First Circuit Federal Court of Appeals Any Bankruptcy Case is filed under Title 11 of the United States Bankruptcy Code. Specifically, if one files for Bankruptcy under Chapter 7, one is typically looking for a new beginning, or fresh start from overwhelming debt. Chapter 7 is a 'liquidation' form of Bankruptcy, but, in many cases your assets can be protected, thus, most likely, you will lose nothing during the case. In most instances, your home, your car, your 401K plan, etc. can be protected from creditors. There are limitations, but a skilled Bankruptcy Attorney will advise you and represent you throughout the entire process. If issues arise, you will be fully advised as to your rights and choices prior to the filing of any case. There should be no surprises. Additionally, your credit cards, store cards, personal loans, repossession, foreclosure, medical bills, and many other debts will be wiped clean from your record, forever. Finally, although a Chapter 7 Bankruptcy filing is disclosed on your credit report for a period of ten years, your credit is not permanently affected for this time period. With the proper utilization of credit, lines of credit such as credit cards and car loans are available almost immediately. Importantly, one can obtain a mortgage in approximately 18 to 24 months. There is true financial recovery at the end of this process Home Bankruptcy Stopping Foreclosure Divorce Family Law Contact Us STOPPING FORECLOSURE CHAPTER 13 BANKRUPTCY The one guaranteed method to stop a foreclosure in its tracks, is to file a Chapter 13 Bankruptcy Case. If you are facing the prospect of a Divorce, the decision has not come easily to you. Nonetheless, you must protect your assets, children and future. Many considerations enter into a divorce, and no two cases are alike. You should enter into this case with a full Understanding of Your Rights. Issues like marital assets, child custody, visitation, child support, alimony, taxes, holidays, etc...must all be analyzed, considered and addressed. Although this may be a difficult time for you, financially and emotionally, you should hire a confident Attorney with whom you trust, and have a good relationship. Your attorney will assist you through this trying time, explain the pros and cons of your case, explain where you are exposed to risk, and fight for what is rightly and fairly deserving to you. There are too many considerations to summarize in a brief synopsis, so, please call for your free 1/2 hour consultation, and begin taking back control of your life.