First Citizens National Bank and First Citizen's Trust & Investment Services are here to help in your banking and financial future. We have locations all across North Iowa. Locations in Mason City, Charles City, New Hampton, Alta Vista, Osage, Kanawha, Latimer, and Clarion. Please visit to get started today.Personal BankingCheckingSavingsPower Saver ClubCD's & MoreHCOnline & Mobile BankingBill Pay ExpressDebit CardsGift CardsBusiness Banking SolutionsClick on any of the links below for more information about our Business Banking Solutions!CheckingSavingsCash ManagementCD's & MoreOnline BankingBill Pay ExpressBusiness Debit CardsCredit & LoansGift CardsMore ServicesEstate PlanningQuestionnaire Welcome to First Citizens Trust & Investment Services!We're proud of our community based personal service. We offer convenient and professional services to our clientele throughout North Iowa. We're here to help you determine strategies to help you grow, protect and preserve your assets.