Having to choose bankruptcy is sometimes a hard pill to swallow. We want you to know that it is not as bad as you think it might be. Not only does it wipe out most debt, it gets you on the path to revitalizing your credit as soon as your bankruptcy is filed. You will have a better chance of recovering a good credit score much sooner than you would by remaining for years in a sea of debt or by participating in a debt consolidation program. As long as you stay struggling to make those monthly payments, your credit has no chance to rebuild. Bankruptcy gives you a fresh start Nonetheless, at The Law Offices of Sylvia R. Lovisone, we will never recommend a bankruptcy for you if we believe that it is not in your best interest. If bankruptcy is not right for you, we will counsel and assist you to try to find the best solution to your financial problems. In certain instances, you may have valuable property that you would lose by filing bankruptcy. It is our promise to you that we will always put your interests first and will use our specialized knowledge and experience to help guide you to the most appropriate and beneficial debt solution.