GreenPath Debt Solutions offers free debt counseling services, either over the phone or in-person. During your session, our credit counselors thoroughly assess your financial situation and provide you with a customized budget and action plan. Founded in 1961, GreenPath Debt Solutions is one of the largest and most trusted non-profit credit counseling agencies in the nation. We will work with you to build a personalized plan of action for regaining control of your debt. We assess your household budget, find places for you to save, and help you prioritize your payments to creditors and plan a lifestyle that you can afford. It all works toward helping you achieve your financial goals, better manage debt and avoid problems in the future. If you qualify for a GreenPath debt management program, GreenPath helps you pay off your credit card debt faster by working with your creditors to bring your accounts current, lower interest rates and eliminate fees. If you are having trouble making your mortgage payment, we may be able to help you avoid foreclosure and save your home without filing for bankruptcy. If you are considering filing for bankruptcy, we can make sure you understand all of your options before making such an important decision. And, if you ultimately choose to move forward with bankruptcy, we can provide you with the certificate required by the court. GreenPath will work with you, educate you and be there to support you every step of the way!