Mountain 1st Bank & Trust has been offering banking services for residents and businesses and industrial clients since 2004. It is a financial institution that operates several ATMs that enable clients to access account balance. Mountain 1st Bank & Trust provides telephone and Internet banking services, as well as assist clients with customized banking needs. It offers commercial and consumer financial services and loans and fee-based products. The bank provides online scam alerts, debit card rewards and business checks. It utilizes the Quicken and Microsoft Money, which are automated software that assist clients with accounts reconciliation, expenses tracking, budget preparation and retirement monitoring. Mountain 1st Bank & Trust is a subsidiary of 1st Financial Services Corporation, which is a publicly traded bank holding company.