When deciding to buy a home or refinance a mortgage in the New York Market, contact your local Mortgage Experts at TWIN TIER MORTGAGE. Let us take the "Fuss" out of the Mortgage lending process, We proudly service the ENTIRE state of New York. TWIN TIER MORTGAGE is located in the Finger Lakes Region of Upstate New York and has proudly serviced our regional cities & towns including Elmira, Ithaca, Corning, Binghamton & Horseheads. OUR BEST Assets IS SERVICE - We'll take a 'consultative approach" as a trusted Financial Advisor with over 10 yrs of experience in the mortgage industry. Whether you are looking to purchase your first home, refinance and outstanding debt or consolidate debts, we will discuss your overall financial goals and present you with multiple alternatives comparing rates, terms and fees and make the process and easy and affordable one for you. We'll be pleased to answer each and every one of your questions about the mortgage lending process to the fullest extent.