Unless you are desperate for money and can be assured of being able to pay it back, don't use this business. They charge 10.00 a day (in my case) in interest alone. Borrowing 2,000 dollars, after paying 400.00 a month for several months I still owed (as pay off) over 2,000 dollars. At that rate I would never have paid it off making monthly payments. I was lucky to have been able to pay it off early.