- Auto InsuranceWe would like to provide you with a free, no-obligation automobile insurance quote. Please provide as much information possible for the most accurate quote. This information will be kept confidential and will be used for quote purposes only.
- Inland Marine InsuranceThis broad type of coverage was developed for shipments that do not involve ocean transport. Covers articles in transit by all forms of land and air transportation as well as bridges, tunnels and other means of transportation and communication. Floaters that cover expensive personal items such as fine art and jewelry are included in this category. (See Floater )
- Renters InsuranceA provision in homeowners and renters insurance policies that reimburses policyholders for any extra living expenses due to having to live elsewhere while their home is being restored following a disaster.
- Home InsuranceWe would like to provide you with a free, no-obligation homeowners insurance quote. Please provide as much information possible for the most accurate quote. This information will be kept confidential and will be used for quote purposes only.
- Title InsuranceInsurance that indemnifies the owner of real estate in the event that his or her clear ownership of property is challenged by the discovery of faults in the title.
- Life InsuranceSteve's extensive experience in the insurance industry makes him well qualified to manage your account. He aggressively represents you at the insurance marketplace and intends to thoroughly acquaint you with coverage proposals and placements. Steve is responsible to make sure your account is handled to your satisfaction. Your call is always welcome. You may also reach him at his home number, (507)-734-6311. Steve is federally certified to sell Multi Peril Crop Insurance and all property casualty and life insurance. Including Auto, Home, Farm, Commercial, Health, Life, and other miscellanies insurance.
- Health InsuranceHealth insurance policy that allows the employee to choose between in-network and out-of-network care each time medical treatment is needed.
- Long Term CareCoverage that, under specified conditions, provides skilled nursing, intermediate care, or custodial care for a patient (generally over age 65) in a nursing facility or his or her residence following an injury.
- Dental Insurance
- Vision Insurance
- Business InsuranceWe would like to provide you with a free, no-obligation business insurance quote. Please provide as much information possible for the most accurate quote. This information will be kept confidential and will be used for quote purposes only.
- Workers Compensation InsuranceDuring the 1996 legislative session, language was inserted into the Minnesota workers' compensation law (Chapter 176), which set out who will be considered an independent contractor in the construction industry for purposes of coverage under the workers' compensation law. This language was effective on July 1, 1996.
- Commercial Liability Insurance
- Professional Liability InsuranceProfessional liability coverage for physicians, lawyers, and other specialists against suits alleging negligence or errors and omissions that have harmed clients.
- AnnuitiesA product purchased with a lump sum, usually at the time retirement begins or afterwards. Payments begin within about a year. Immediate annuities can be either fixed or variable.
- Liability InsuranceA broad commercial policy that covers all liability exposures of a business that are not specifically excluded. Coverage includes product liability, completed operations, premises and operations, and independent contractors.
- Travel InsuranceInsurance to cover problems associated with traveling, generally including trip cancellation due to illness, lost luggage and other incidents.
- Identity Theft InsuranceCoverage for expenses incurred as the result of an identity theft. Can include costs for notarizing fraud affidavits and certified mail, lost income from time taken off from work to meet with law-enforcement personnel or credit agencies, fees for reapplying for loans and attorney's fees to defend against lawsuits and remove criminal or civil judgments.
- Flood InsuranceFederal government-sponsored program under which flood insurance is sold to homeowners and businesses. (See Adverse selection; Flood insurance )
- Earthquake InsuranceHomeowners insurance also covers additional living expenses. Known as Loss of Use, this provision in the policy reimburses the policyholder for the extra cost of living elsewhere while the house is being restored after a disaster. The liability portion of the policy covers the homeowner for accidental injuries caused to third parties and/or their property, such as a guest slipping and falling down improperly maintained stairs. Coverage for flood and earthquake damage is excluded and must be purchased separately. (See Flood insurance; Earthquake insurance )