- Child SupportIndividuals with substantial back taxes and child support can also benefit from Chapter 13. These debts are usually not dischargeable under Chapter 7 bankruptcy but can be restructured under Chapter 13 bankruptcy. Chapter 13 allows you to eliminate interest and penalty fees and create a manageable payback plan. Under your Chapter 13 plan, you can make payments on unpaid taxes and child support over a five year period.
- Child Custody and VisitationContact your neighbors about your debt (they may only contact them to locate you, but may not mention the debt)
- Spousal Support| Spousal support or child support, to the extent reasonably necessary for support. We’ll help you get the most out of your support exemption.
- DUI/DWI
- Personal Injury
- Auto Accidents
- Social Security DisabilityAs if near total blindness weren’t hardship enough (Wallace could only read words that were printed with 8in. high letters), his diabetes also caused him to require kidney and pancreas transplants. By 2008 he had a prosthetic right eye, was deemed legally blind, and was awarded social security disability in the amount of $811 per month. He had not been employed since the year he left college. He lived with his father and listed expenses of $790 per month in his chapter 7 bankruptcy petition. Interest of 2.875% had cause the student loan balance to increase to $38,000.
- BankruptcyOur goal at Paolucci Bankruptcy Law is to help you make the best decision for your specific financial situation and well-being. We want to make your journey to becoming debt-free as easy-to-navigate as possible, and the information we provide is to help you feel comfortable making a decision, whether it's bankruptcy or another option that can make your life better, financially.
- ForeclosureForeclosure has a process of it’s own and when you're faced with a home foreclosure notice, it can really stress you out. It really takes a toll on your entire life and family. We understand what you’re going through and want to provide you with information to avoid foreclosure from taking your home, so you can get on with your life.
- Debt CollectionCreditors calling day and night, leaving embarrassing voicemails and calling several times in a row from private and masked numbers is downright wrong. They make you feel as though you are a bad person for owing them money and while you're already in a tough financial situation, these awful creditors make it seem as though you'll never get out from under your debt. It's not fair how collectors treat people and there are laws in place to punish malicious behavior from debt-collectors. The Fair Debt Collection Practices Act (FDCPA) protects people from harrassment by debt collectors. The FDCPA allows consumers to collect up to $1,000.00 per lawsuit. Additional attorneys fees and costs may be covered where the debtor successfully proves an act of harrassment.